While no one expects to be in a car accident, they happen when you least expect them. You can’t plan for a car accident in advance, but you can arm yourself with knowledge so you know what to do should you ever be unfortunate enough to be involved in one.
Call for Help
Check everyone at the scene if possible. Report any injuries immediately and get medical attention by dialing 911. The 911 dispatcher will also alert the police. In cases where no one has visible injuries to the point where they need help at the scene, you should still call the police to report the accident and wait there for them to arrive. Don’t leave the scene of an accident after police have been called.
Note that in areas with scarce resources, the police may not come out for a minor accident, so you’ll have to file a report at the local police station instead. If this is the case, make sure to take pictures before the vehicles are moved as long as it’s safe for you to do so. Your report is your side of the story, so make sure you take the time to give one. If you have an injury, make sure you seek medical attention afterward. Some injuries, such as whiplash, can seem minor at first but become more serious later. Don’t delay medical treatment, as that can increase your recovery time and your chances of complications.
Contact Your Insurer
Contact your insurance company and report the accident. There will be a series of questions that will be asked from your insurance company—make sure to answer them as truthfully as possible. Best practice is to write down everything you remember from the accident from how it happened to the conversation that took place between the parties involved. Insurance companies may ask you several questions within a few days to a couple of weeks.
Record the Other Driver’s Information
Ask the other driver for their contact information, insurance information, and driver’s license number. Write down the year, make, model, and license plate number of the other vehicles involved in the accident. Speak to any witnesses and get their contact information as well. Should your case go to court later, witnesses may be able to give valuable information.
Use your phone to take time-stamped photos of the accident if possible. Aim for the full amount of damage to your car, the accident site, and the other vehicle(s) involved. You can also take photos of any conditions you believe may have contributed to the accident.
Speak to an Attorney
Contact experienced car accident attorneys in Albuquerque as soon as you can. Car accident cases can be complex, and you’ll want to ensure both that your legal rights are protected and that you receive the compensation you’re entitled to.
At Ring Jimenez, our Albuquerque car accident lawyers help fight against the negligence of irresponsible drivers and the bullying of insurance companies. Don’t accept a quick settlement from the insurance company. You are likely entitled to more. Contact the attorneys at Ring Jimenez, P.C. today for your free consultation.